FAQs
Frequently asked questions about Dealer Canada
Why Choose Dealer Canada?
100's of Quality vehicles
All vehicles are inspected, reconditioned, and you can see the CARFAX™ for free. Plus, we have a 7-day return policy.
Convenients
Experience a unique pick up at one of our Local Stores or have it delivered right to your driveway.
Trade in your car
Apply your trade-in value to help reduce your down payment. Swap cars in one, quick appointment. We're here to help
Unlock real payments on over 100's vehicles
Fast and easy
Answer a few simple questions and in less than 2 minutes you're pre-qualified! All 100% online.
No hit to your credit
All credit type welcome and you'll see your approval status right away
Vehicles added daily
Your terms are good for 30 days, so take your time and find your ideal ride
That's shopping with confidence.
Why 80% of customers finance with Dealer Canada
Shop our entire inventory with real, transparent pricing. Know your cash down and monthly payment for all vehicles before you purchase.
That's shopping with confidence.
Get Pre-ApprovedGeneral Questions
Does pre-qualifying mean I am fully approved for a Dealer Canada auto loan?
No, when you pre-qualify for Dealer Canada financing, you can see your real terms for every vehicle, but you are not fully approved for a loan yet. Your pre-qualification terms are based on a variety of factors, including your personal credit history, income, and unique vehicle details. In order to be approved for your Dealer Canada loan, you must complete underwriting, which includes satisfying identity and income verification, among other underwriting standards. This step happens after you place an order for a vehicle
If I have bad credit, can I still finance my purchase through Dealer Canada?
Yes. As long as you are 19 years or older†, make at least $1,800 per month, and have no active bankruptcies, you can finance your purchase through Dealer Canada. To get started, you can fill out the financing application here. Don't worry, filling out the application will not impact your credit! †Alberta require customers to be 18 years or older.
When is my down payment due?
Your down payment is due as per signing your deal. When you arrive at the payment step in the purchase process, please ensure funds are available before proceeding. Once you've made your previous purchase, you'll see this amount applied. If funds are not available, the order may be canceled. Please note: it may take 10 – 15 business days for a successful transaction to appear on your bank statement. Acceptable payment methods are made via Online Banking.
Can I split my down payment into multiple payments?
Your down payment is processed as a single transaction and cannot be divided into multiple payments.
Does Dealer Canada offer financing if I choose to purchase elsewhere?
Dealer Canada Financing can only be used for vehicles sold on Dealer Canada Umbrellas
If I get pre-qualified through Dealer Canada, does it impact my credit?
No. When you pre-qualify with Dealer Canada, you see real terms without affecting your credit score. Though your terms will not change, we do complete a formal credit inquiry when you schedule your delivery or pickup.
One stop, many options to choose from
We have exclusive partnerships with some of Canada's largest lenders to get your best-in-market rates.